Ruhl Blog | Ruhl & Ruhl Realtors
Ollie Dent

What to Look for in Your Real Estate Team

Thursday, October 12, 2017

How do you select the members of your team who are going to help you make your dream of owning a home a reality? What should you be looking for? How do you know if you’ve found the right agent or lender?

The most important characteristic that you should be looking for in your agent is someone who is going to take the time to really educate you on the choices available to you and your ability to buy in today’s market.

As Dave Ramsey, the financial guru, advises: “When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.”

Do your research. Ask your friends and family for recommendations of professionals whom they have used in the past and have had good experiences with.

Look for members of your team who will be honest and trustworthy; after all, you will be trusting them with helping you make one of the biggest financial decisions of your life.

Whether this is your first or fifth time buying a home, you want to make sure that you have an agent who is going to have the tough conversations with you, not just the easy ones. If your offer isn’t accepted by the seller, or they think that there may be something wrong with the home that you’ve fallen in love with, you would rather know what they think than make a costly mistake.

According to a Consumer Housing Trends Study, millennials have already started to prefer a more hands-on approach to their real estate experience: “While older generations rely on real estate agents for information and expertise, millennials expect real estate agents to become trusted advisers and strategic partners.”

Look for someone to invest in your family’s future with you. You want an agent who isn’t focused on the transaction but is instead focused on helping you understand the process while helping you find your dream home.

Bottom Line
In this world of Google searches, where it seems like all the answers are just a mouse-click away, you need an agent who is going to educate you and share the information that you need to know before you even know you need it. Contact us for guidance in finding your Ruhl&Ruhl Realtor or any resources you may need during the home buying or selling process. (866) 441-1776

Source: Keeping Current Matters


Fall 2017 QCBR Parade of Homes

Monday, October 09, 2017

We are excited to announce the line-up of homes for the 2017 Fall Parade of Homes from October 10-15, 18, 21, and 22. Please join us at this free event weekends from 1:00 p.m. - 5:00 p.m., and Wednesday from 5:00 p.m. - 8:00 p.m.

There are a variety of
 builders and subdivisions on display this year, so be sure to check them all out! A total of 27 homes will be on parade this year, with 8 shown by Ruhl agents. Check out the builders, listings, and agents below!

Builder Address Listing Agent
Heartland Builders 6507 Cardinal Road, Bettendorf Marna Nowack
Dan Dolan Homes 5517 Cavan Crossing, Bettendorf Jane BaumanLonna Woods
Dan Dolan Homes 3719 Deckard Drive, Bettendorf Andy Yohe, Kevin Dolan
Dan Dolan Homes 6481 Fairhaven Road, Davenport Andy Yohe, Kevin Dolan
Kerkhoff Homes 5881 Settler's Pointe Circle, Bettendorf Kurt Johnson, Sharon Tahere
Definitive Builders 15 Crow Lake Place, Bettendorf Sharon Tahere, Peg Hopkins
Mark Winters Design Build 5390 Emily Court, Bettendorf Linday Thiel
Applestone Homes 6250 Whispering Hill Court, Bettendorf JJ Condon

Feel free to visit Quad City Builders & Remodelers Association website for more information on upcoming builder's events, and visit ruhlhomes.com for all your home-buying and selling needs!


Iowa Cropland Values Up in Last Year

Saturday, October 07, 2017

The Land Trends and Value Survey, presented by the Iowa Farm and Land Chapter #2 REALTORS Land Institute, reported a statewide average increase of 2.0% for tillable cropland values from March 2017 to September 2017 period.  Combining this increase with the 0.9%  reported in September 2016 indicates a statewide average increase of 2.9% for the year from September 1, 2016 to September 1, 2017.

In our east central district, high quality cropland is selling at $9,903 per acre, or at the second highest rate in the state. Timber is selling at $2,237 per acre.  Overall, the increase in our district was 3.6% - or the highest in the state of Iowa.

“It is positive to see land prices on the rise,” said Eric Schlutz, ALC, Realtor and manager of the Ruhl&Ruhl Realtors Muscatine Office. “This will stabilize prices but we are still cautiously optimistic because there are a lot of other factors that will continue to affect land values in our region.”

"I wasn't surprised to see the results of the most recent land survey as land prices have stabilized and even trended upward this past year especially for the higher and upper medium quality cropland," said Dennis Stolk, ALC, Realtor. "The increase in prices is somewhat driven by a scarcity of available land for sale in many areas, as well as low interest rates and continued good buyer demand. Farmer still remain in a strong equity position and have cash on hand and are looking to buy. Moving forward, our land market will continue to be sensitive to what happens with commodity and livestock prices and its impact on farm income."

For the survey, participants are asked to estimate the average value of farmland as of September 1, 2017. These estimates are for bare, unimproved land with a sale price on a cash basis.

Ruhl Farm&Land, a division of Ruhl&Ruhl Realtors, is focused on the sale, purchase and marketing of land, farms and acreages. For more information, and the price per acre of cropland in all nine Iowa districts, visit RuhlLand.com.

Part of Iowa

High-Quality Crop Land

Medium-Quality Crop Land

Low-Quality Crop Land

Percent Change in Tillable Cropland

Non-Tillable Pasture

Timber Per Acre

East Central

9,903/acre

7,284/acre

4,494/acre

+3.6%

2,769/acre

2,237/acre

Northeast

9,358/acre

6,955/acre

4,318/acre

   

2,605/acre

Southeast

9,431/acre

6,089/acre

3,743/acre

   

2,207/acre


5 Costs to Consider When Buying a Home

Wednesday, October 04, 2017

Home prices are on the rise nationally. Record low inventory coupled with high demand is pushing prices up.

If you’re looking to buy a home and considering stretching your finances a bit, remember that there are many costs beyond the selling price. It’s important to weigh all the “little extras” when figuring out your budget.

Here are some top costs to consider while you are in home buying process and budget for your first year as a homeowner.

Hiring a home inspector
Once you’re under contract, you want to make sure your dream home is as perfect as, well, you dreamed it would be. Hiring a home inspector gives you the opportunity to find out if there are any little nightmares lurking, such as outdated electrical work, an empty oil tank buried in the front lawn or an HVAC unit about to blow.

A thorough home inspection can identify current and potential problems, or, better yet, give the home a clean bill of health. But it is not free. The average home inspection
 costs $323 according to HomeAdvisor’s True Cost Guide.

Many buyers hire separate inspectors for specific concerns as well.

“Termite inspection and radon inspection are not always included in the basic inspection costs,” says Beth Slifirski, realtor with Keller Williams City Life in Hoboken, New Jersey. Additionally, Slifirski says, some buyers elect to bring in specialists for certain concerns, like an arborist to check the health of a large tree on the property.

If an inspector finds problems that need to be fixed, they’ll cost more money. “You can have associated repair costs if the seller doesn’t take care of the issue or [the seller] can issue the buyer a credit,” Slifirski says.

You can pay for inspections directly or have them bundled into your total closing costs.

Other closing costs
Simply put, closing costs are what you pay all the people who have been working behind the scenes to make your home purchase happen.

“Closing costs, which can include agent fees, hiring an inspector or flood zone insurance, can add up during the home buying process,” says Felipe Chacon, housing economist at Trulia. “Additionally, there are other costs you don’t think of,” he says.

Closing costs also cover various fees: the appraisal fee, the credit report fee, title insurance fees, and government recording fees, to name a few. Buyers receive a sheet itemizing all the costs, so there are no surprises, but all in, they typically run an
 additional 2% to 5% of the home’s purchase price.

Property taxes
Once you’re in your new home, you’re also on the hook to pay into your new municipality’s tax pool. Property taxes are often added to the mortgage so the buyer doesn’t have to worry about paying a separate bill each quarter. But remember, property taxes aren’t a fixed cost—and they go up more often than they go down—and even if you pay off your mortgage, you still have to pay those taxes.

“Buyers can ask sellers if the property has had a recent tax revaluation or if one is planned,” says Slifirski. “In the case of taxes that seem higher than they should be, they should ask if the taxes have been or can be appealed or revalued and hopefully reduced,” she says. The best place to ask these questions is the municipality’s tax office.

Tax laws and practices vary around the country, so it’s important to do your research, especially if you are moving to another state. The average annual property tax in the U.S. in 2016 was $3,296, according to
 research from ATTOM Data Solutions. That’s an effective tax rate of 1.15%. The states with the highest property tax rates are New Jersey (2.31%), Illinois (2.13%), Texas (2.06%), New Hampshire (2.03%), and Vermont (2.02%). The states with the lowest property tax rates: Hawaii (0.32%), Alabama (0.48%), Colorado (0.52%), Tennessee (0.54%), and Delaware (0.56%).

Home improvements and repairs
Don’t forget to factor in all those little changes you want to make to your new home — maybe some shrubs in the front yard or a white picket fence in the back. Those projects add up — and many of them require some degree of upkeep.

“There are other costs you don’t think of,” says Chacon. “Some percent of the home’s value will go into maintenance,” he says, and “that’s almost like a fixed-cost where you pay to keep up with little problems.”

The most common home improvements after buying a home are installing a wooden fence, which 
costs an average of $2,706; landscaping, which runs an average $3,316; and building a deck, to the tune of about $7,010, according to HomeAdvisor’s True Cost Guide.

For more information on local statistics and information... Contact a Ruhl&Ruhl Realtor. They are your best source for local, trusted information on any costs you may need to incur during the buying or selling process. 

Source: Finance.Yahoo.com


Why Are So Few Homes for Sale?

Wednesday, September 27, 2017

There is no doubt that the largest challenge in today’s housing market is a lack of housing inventory for sale. This challenge has been defined as an “overwhelming lack of supply,” and even a “straight up inventory crisis.”

First American just released the results of a survey which sheds light on the reasons for the current lack of supply.

The survey asked title agents and real estate professionals to identify what they believe are the top reasons for this lack of inventory in their markets. Here are the results of the survey:

47% - existing homeowners are worried that they will not be able to find a home to buy
26.5% - first-time buyer demand is absorbing a large share of available homes
11.3% - existing homeowners’ mortgage rates are lower than the current rates
10.6% - insufficient or negative equity in the home
4.6% - foreign buyer demand is absorbing a large share of available homes

As the survey revealed, there is a shortage of current homeowners willing to put their homes on the market for one of three reasons (see numbers 1, 3 and 4 above).

Is this an opportunity for some homeowners?

The report on the survey explains:

“The crowd has spoken, and it seems in many markets home buyers and sellers alike are ‘imprisoned’ by the lack of housing inventory."

That leaves a tremendous opportunity for every homeowner not facing these concerns. If you can put your home on the market today, you are subject to far less competition than at any time in recent history. That will result in your home selling quickly and for the highest possible price.


Bottom Line
While many homeowners are feeling imprisoned for multiple reasons, those who are not handcuffed by these concerns have a once in a lifetime opportunity to sell their houses at a peak selling time.

Read more at Keeping Current Matters



Blog Home

Blog Archive

  1. 2017 (43)
    1. OCT (4)
      1. What to Look for in Your Real Estate Team
      2. Fall 2017 QCBR Parade of Homes
      3. Iowa Cropland Values Up in Last Year
      4. 5 Costs to Consider When Buying a Home
    2. SEP (4)
      1. Why Are So Few Homes for Sale?
      2. 5 Reasons to Sell This Fall
      3. Tight Inventory Continues to Lead to Increases in Home Price Appreciation
      4. FSBOs Don’t Save Real Estate Commission
    3. AUG (6)
      1. Homeowner’s Net Worth Is Still Greater Than a Renter’s
      2. 5 Things to Look for in Your First Home
      3. Condo Sales Set the Pace in New Construction Market
      4. Eight Things Homesellers Risk When They For Sale By Owner
      5. Record Breaking Sales and Home Prices Appreciating
      6. Happy 40th Anniversary Roni!
    4. JUL (3)
      1. Homesnap: Your New Mobile Resource
      2. NAI Ruhl Commercial - Property Management Report
      3. Buying a Home: Wants vs Needs
    5. JUN (8)
      1. NAI Ruhl Commercial - MultiFamily and Investments Report
      2. Tips for Preparing for Homeownership
      3. NAI Ruhl Commercial - Industrial Report
      4. 5 Reasons Homeownership is a Good Financial Investment
      5. NAI Ruhl Commercial - Office Report
      6. Lack of Listings Slowing Down the Market
      7. NAI Ruhl Commercial - Retail Report
      8. What's Holding Millennials Back from Buying?
    6. MAY (8)
      1. Five Reasons Iowa is SO Much Better than New York City
      2. Iowa Cropland Values Up in Last Six Months
      3. Ruhl 2017 Blood Drive
      4. First-Time Homebuyers Savings Program and What it Means for You
      5. Ruhl&Ruhl Realtors Opens Office in Galena
      6. Regional New Homes Market off to a Good Start in 2017
      7. Luxurious Apartment Living with a View
      8. The Quad Cities Experiences the Largest One-Year Gain in Region
    7. APR (4)
      1. Six Reasons We Should Stop Celebrating Numbers and Start Championing Service
      2. Best Time to Sell Ever
      3. Spring 2017 QCBR Parade of Homes
      4. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Real Estate Company
    8. MAR (2)
      1. Iowa Cropland Values Up in Last Six Months
      2. The Quad Cities Experiences the Largest One-Year Gain in Region
    9. FEB (3)
      1. Knowledge is Power
      2. Optimism & Opportunities
      3. Ruhl&Ruhl Realtors Celebrates Best Year Ever!
    10. JAN (1)
      1. 8 Home Improvement Skills to Master Before Moving In
  2. 2016 (66)
    1. DEC (5)
      1. Don't Wait! Move Up to the Home You Always Wanted
      2. Baby Boomers Finding Freedom in Retirement
      3. Ruhl Gives Back for the Holidays
      4. Buying is Now 37.7% Cheaper than Renting in the U.S.
      5. Why Getting Pre-Approved Should Be Your First Step
    2. NOV (7)
      1. 5 Reasons to Hire a Ruhl&Ruhl Realtor
      2. High Demand for Affordable Housing
      3. Tales from the Empty Nest
      4. New Homes Market Steadies Regionally
      5. Community Partnership Sets Goal to Revitalize South of Six
      6. Think All Millennials Live in Their Parent's Basement? Think Again!
      7. 2016 In Review
    3. OCT (7)
      1. Preview: What to Expect in 2017
      2. Your Home Buying Wish List
      3. Regional Cities Offer Homeowner Discounts
      4. 5 Reasons To Use a Realtor
      5. Who is Ruhl&Ruhl Realtors?
      6. How Supply & Demand Impacts the Real Estate Market
      7. Land Values Decrease in Iowa
    4. SEP (7)
      1. The Future of Real Estate
      2. Our Corridor Offices Ruhl at Excellence in Service!
      3. The Time to Sell is NOW!
      4. Start the Mortgage Process Today
      5. Energy Efficiency and You
      6. Fall 2016 QCBR Parade of Homes
      7. Our Quad City Offices Ruhl at Excellence in Service!
    5. AUG (8)
      1. Real Estate In Iowa and the Quad Cities Area Shifting to Attract a Younger Generation
      2. Ruhl Agents Care About Community Schools
      3. Why Invest In Land
      4. Staycation in Newbo
      5. Ruhl Markets GREAT for First-Time Homebuyers
      6. Three Ways the Internet Can Make the Home Buying Process Easier
      7. Home Sales Brisk and Prices Appreciating
      8. Six fixes to make buyers say WOW
    6. JUL (8)
      1. Thank You
      2. 10 Ways to Improve Your Credit Score
      3. Why We Started
      4. Whitey’s Ice Cream: A Quad Cities Tradition since 1933
      5. Is Buying Right For You?
      6. Hooah Quad Cities' Resources for Veterans
      7. 5 Real Estate Podcasts You HAVE to Listen To
      8. Four Things You Should Do This Fourth of July
    7. JUN (8)
      1. 10 Reasons You Should Never Buy or Sell Without an Agent
      2. Changing Lives One Veteran At a Time
      3. Help Us Honor the Military
      4. Father’s Day Traditions At Ruhl&Ruhl
      5. Dubuque Office Hosts Annual Charity Kickball Tournament
      6. Using Ruhl Technology to Buy Your First-Home
      7. Ruhl Blood Drive Wrap-Up
      8. Strong National First Quarter Home Appreciation Reflected Right Here at Home
    8. MAY (9)
      1. Ruhl Blood Drive
      2. Five Tips for the First-Time Homebuyer
      3. Five Things to Love About the New mobileRUHL
      4. Iowa High School Graduation Rates are Up
      5. Great Time to Sell Your Home in Our Region
      6. Neighborhood Features that Devalue Your Home
      7. Limited Inventory for First-Time Home Buyers
      8. Tips for Your Next Home Project
      9. Home Improvement for Your Health
    9. APR (3)
      1. A Personal Touch for Children in Need
      2. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Company
      3. Linking IN
    10. MAR (2)
      1. Ruhl&Ruhl REALTORS® Receives Five Star Award at Cartus Broker Network International Conference
      2. Recent Stock Market Volatility Highlights the Safety and Effectiveness of Investing in Local Real Estate
    11. JAN (2)
      1. Ruhlhomes.com – A new Look for the New Year!
      2. The Truth about Selling your Home this Winter
  3. 2015 (24)
    1. DEC (2)
      1. Homes Values Appreciate Between 3.10% and 9.14% over the Last Five Years in Eastern Iowa and Western Illinois
      2. Don’t Let the Cold Get you – Winterize your Vacant Home
    2. NOV (1)
      1. 3rd Quarter Sales Dip Wipes out Earlier Gains
    3. OCT (2)
      1. Karl Larsen Awarded Iowa City Newcomer of the Year
      2. New National Mortgage Process May Slow Real Estate Transactions
    4. JUL (2)
      1. Illinois Quad Cities Housing Market is up 27%
      2. Let's Kick Poverty so Everyone gets Home!
    5. JUN (4)
      1. Realtors Roll up their Sleeves to Save Lives
      2. Caroline Ruhl named 2015 Laureate of the Quad Cities Business Hall of Fame.
      3. Ruhl&Ruhl Realtors Awarded Coolest Places to Work
      4. Set the Stage for Success with these Home Staging Tips!
    6. APR (3)
      1. Strong Spring Market is Heating Up!
      2. We Walk The Extra Mile So They Can
      3. 2015 QCBR Spring Parade of Homes
    7. MAR (1)
      1. Early March is a Great Time to Put Your House on the Market
    8. FEB (3)
      1. New Construction Inventory Picking Up
      2. Ruhl&Ruhl Realtors Celebrates Strong Results!
      3. 2015 Will Be a Good Year for Home Sales
    9. JAN (6)
      1. Burlington, Iowa
      2. FHA Reduces Annual Insurance Premiums
      3. The Truth about Selling your Home this Winter
      4. North Liberty, Iowa
      5. House Prices Continue Appreciating
      6. New Services Provide Options for Land Brokerage
  4. 2014 (65)
    1. DEC (8)
      1. Ruhl&Ruhl Realtors Awarded for Exceptional Customer Service
      2. Are you Ready to Buy your First Home?
      3. Newbo is Growing
      4. Volunteering Hits Home
      5. Ruhl&Ruhl Property Management Voted Number One in Quad Cities; Ruhl Ranks in Other Categories
      6. Celebrating the Life and Legacy of Chuck Ruhl
      7. Harry Blewett Awarded Dubuque Realtor of the Year!
      8. Ruhl Mortgage Partners with Quad City Bank & Trust
    2. NOV (3)
      1. How to Host a Stress-Free Thanksgiving
      2. Ruhl&Ruhl Agents Pursue Mastery
      3. Markets Steadily Improving
    3. OCT (10)
      1. Don’t Let the Cold Get you – Winterize your Vacant Home
      2. Toys for Tots Collection Drive
      3. Quad Cities Real Estate Update: Local Market is Up
      4. Cedar Rapids Real Estate Fall Update: Regional Markets Improving
      5. Iowa Top Workplaces include Ruhl&Ruhl Realtors
      6. Home Staging Tips for Fall
      7. Drive-In Movie Theater in Blue Grass, Iowa
      8. Real Estate in Blue Grass, Iowa
      9. Geneseo Go-Giver
      10. Two Rivers YMCA Sneaker Ball Keeps Kids Running
    4. SEP (10)
      1. Ruhl&Ruhl Realtors Sponsors Quad City Marathon
      2. Blue Grass, Iowa
      3. Eric Schlutz Elected President of Realtors Land Institute
      4. The Location ‘Ruhls’ at Newbo, Cedar Rapids
      5. 2014 QCBR Fall Parade of Homes
      6. Rick Hernandez has a Growing Family
      7. The Scenic Village of Thomson
      8. Iowa City Region's Home Prices Appreciating
      9. The Melon Capital of the World - Thomson
      10. Featured Community: Thomson, Illinois
    5. AUG (6)
      1. Home Prices Appreciating in the Cedar Rapids Region
      2. Moving is Tough - Make it Easier!
      3. Excellence in Education in Geneseo
      4. Housing Market Stabilizing in Cedar Rapids
      5. Zillow
      6. Dwindling Condo Sales Stall New Construction Market
    6. JUL (4)
      1. Mobile Technology has made Life Easier
      2. 30 Open Houses in 30 Days
      3. House Hunting in the Palm of your Hand
      4. Ruhl&Ruhl is more than Real Estate
    7. JUN (3)
      1. Ruhl&Ruhl Realtors Opens Office in NewBo
      2. Race for A Life
      3. Support Quad City Area Children, with Flowers!
    8. MAY (5)
      1. Can St. Joseph Sell your Home?  
      2. Spring New Construction Update: New Home Sales Show Modest Increase Under Harsh Conditions
      3. Thinking about Renting Out Your Home?
      4. Spring Real Estate Update: Home Prices Rising in Our Markets
      5. The Five Biggest Turn-offs For Homebuyers
    9. APR (4)
      1. Ruhl&Ruhl Realtors Ranked Iowa’s Largest Privately Owned Real Estate Company
      2. 2014 QCBR Spring Parade of Homes
      3. Iowa Farmland Value Decreases, but Demand Stays Strong
      4. Now is the Time to Buy
    10. MAR (3)
      1. Going for Gold
      2. Get Silly, Outside for St. Patrick’s
      3. 4 Reasons to Sell Now
    11. FEB (5)
      1. New Rule in Mortgage Lending
      2. Ruhl&Ruhl Realtors Ranked #1 in Customer Service
      3. Bruce Braley Speaks with Ruhl&Ruhl Realtors on Dubuque Tax Credit
      4. Home Improvements to do Before Spring
      5. Ruhl&Ruhl Realtors Congratulates 2013 Award Winners
    12. JAN (4)
      1. You Might Find this Pin-teresting!
      2. Consider Cost Not Just Price
      3. Ruhl&Ruhl Realtors Agents Receive Recognition from Midwest Five Star Real Estate Agent Program
      4. 7 Quick Tips For A Kid-Friendly, Less Stress Move
  5. 2013 (44)
    1. DEC (7)
      1. 8 Reasons to List or Extend your Listing During the Holidays
      2. Santa's Secret
      3. Flood Insurance Rates May Rise for Homeowners
      4. Should You Buy that Fixer-Upper?
      5. New Commercial Real Estate Company Opens in Quad Cities!
      6. Home Prices Continue to Rise in Local Markets
      7. Ruhl&Ruhl Realtor’s is more than Real Estate – We’re Family!
    2. NOV (4)
      1. Ruhl&Ruhl Realtors Announced Top Real Estate Company by Community
      2. Ruhl&Ruhl Sponsors Toy Tree at the 2013 Festival of Trees
      3. Travis Hiatt Elected Secretary/Treasurer for Iowa City Area Association of Realtors
      4. Emilie Blindt Awarded “Newcomer of the Year” by the Iowa City Area Association of Realtors
    3. OCT (2)
      1. RuhlHomes.com Ranked #5 Website in Nation
      2. Congratulations to Sam Rollins
    4. SEP (3)
      1. Ruhl&Ruhl Announced as Iowa Top Workplace
      2. Kristin Mayo Receives Community Betterment Grant
      3. Dubuque Iowa Listed Within Top 10 Great Cities
    5. AUG (4)
      1. 2013 QCBR Fall Parade of Homes
      2. Sharon Tahere Nominated for Good Neighbor Award
      3. Ruhl Mortgage – New Name for Local Mortgage Company
      4. Quad Cities at Lowest Housing Inventory since 2000
    6. JUL (2)
      1. Blue Skies Ahead in our Local Real Estate Markets
      2. What If I Don’t Currently Qualify For a New Mortgage
    7. MAY (2)
      1. Home Prices Steadily Rising in our Local Markets
      2. Ruhl Premier Access – FREE Super Suite of Tools
    8. APR (8)
      1. Ruhl&Ruhl REALTORS presents the Big Brothers Big Sisters Annual Plant Sale
      2. Ruhl&Ruhl hits 300!
      3. Revision of FHA Mortgage Policies
      4. Caroline Ruhl Inspired by New Strategies and Networking at the Cartus Broker Network International Conference
      5. Catch a Buyers’ Eye – Top Rated Exterior Improvement Projects
      6. 2013 QCBR Spring Parade of Homes
      7. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      8. The TRUTH about How Real Estate Agents Get Paid
    9. MAR (2)
      1. User Guide - Mobile Real Estate Solution
      2. Quad Cities at Lowest Housing Inventory since 2001
    10. FEB (5)
      1. Home Prices Steady in our Markets
      2. The Best Industry to work in? Real Estate!
      3. From Residential Investments to Real Estate Wealth
      4. New Home Sales Rebound in 2012
      5. Ruhl&Ruhl has launched its brand new app mobileRuhl!
    11. JAN (5)
      1. Ruhl&Ruhl Stays Hot Leading the Real Estate Market Again!
      2. Davenport NOW Tax Incentive Extended
      3. Ruhl&Ruhl Leads Quad Cities Real Estate Market
      4. Despite Old Man Winter, Cedar Rapids Real Estate Market Warming
      5. Matt Schwind Recognized as Iowa Realtor of the Year
  6. 2012 (38)
    1. DEC (2)
      1. Ruhl and Ruhl Selected as a SIRVA Relocation Preferred Broker
      2. Make your move- 8 Money Saving Moving Tips
    2. NOV (2)
      1. Black Friday Survival Guide
      2. Is It Time to Invest in a Rental Property?
    3. OCT (1)
      1. Iowa Farmland Increased 18.5% in Value
    4. SEP (2)
      1. 5 Reasons to Sell Now
      2. Ruhl&Ruhl REALTORS Participates in 2012 Fall Parade of Homes
    5. AUG (5)
      1. Ruhl&Ruhl REALTORS Participates in the Student Hunger Corporate Challenge
      2. Ruhl&Ruhl REALTORS Participates in the United Way Day of Caring
      3. Why wait? Davenport Real Estate NOW!
      4. Ruhl&Ruhl Realtors Celebrates Success for First Half of 2012
      5. Is There a 3.8% Sales Tax on Homes in the Health Bill?
    6. JUL (4)
      1. Quad Cities Housing Market Recovery Charging Ahead
      2. Loan Officer Receives Community Grant
      3. Should You Wait to Sell??
      4. Ruhl&Ruhl Realtors Moves into New, High-Tech Office
    7. JUN (2)
      1. Sizzle vs. Steak or Sizzle AND Steak?
      2. The Emotion Driving the Housing Recovery
    8. MAY (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Cedar Rapids
      2. Proper Planning for Your Mortgage Application
    9. APR (5)
      1. Ruhl&Ruhl Participates in 2012 Spring Parade of Homes
      2. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      3. What It Means To Be an ‘EXPERT’ in Real Estate
      4. Ruhl&Ruhl REALTORS Supports the Big Brothers Big Sisters Annual Plant Sale
      5. FHA Mortgage Insurance Changes Coming April 9th
    10. MAR (4)
      1. Ruhl&Ruhl Hosts 2 FREE Career Seminars
      2. Buying a Home? The COST Is More Important Than the PRICE
      3. House Sales in the U.S.
      4. Home Prices Continue to be Strong in our Markets
    11. FEB (5)
      1. 1862 Mortgage Offers Home Affordable Refinance Program
      2. Is It Time for Young Families to Buy a Home?
      3. Where Are Rents Headed?
      4. New Construction Inventory Falling
      5. Ruhl&Ruhl REALTORS Celebrates Sales Growth in 2011
    12. JAN (4)
      1. Iowa housing market stable
      2. America’s Top 10 States For Business in 2011
      3. Funds Available for Military Homebuyers in Illinois
      4. Comparing Real Estate To Other Investments
  7. 2011 (79)
    1. DEC (4)
      1. One in Five Baby Boomers Gifting or Loaning Money to Children or Grandchildren to Help Buy Homes
      2. “As A Home Seller, Why Should You Care About Involving A LENDER In The Home Selling Equation?”
      3. The Need for a True Real Estate Professional
      4. Home Prices Strong in our Markets
    2. NOV (6)
      1. How Much Should You Put Down?
      2. Is There a 3.8% Tax on Homes in the Health Bill?
      3. Americans Still Believe in the Value of Homeownership
      4. Is the Real Estate Market a Good Return on Investment?
      5. What If I Don’t Currently Qualify For a New Mortgage?
      6. Top 10 Tips for First-Time Homebuyers
    3. OCT (7)
      1. Was it Worth Waiting?
      2. $3,500 in Down Payment Assistance is now available for Qualified Iowa Home Buyers
      3. Ruhl&Ruhl Supports the Dubuque Museum of Art
      4. New Manager Joins Ruhl&Ruhl REALTORS in
      5. New Manager Joins Ruhl&Ruhl REALTORS in Moline Office
      6. Short Sale vs. Foreclosure: A Short Sale Always Wins
      7. Ruhl&Ruhl Named for Having One of the Most Colorful Trees in the QC
    4. SEP (6)
      1. America’s Top 10 States For Business in 2011
      2. Home Sales: Investors Are About to Return
      3. Cleaning Up the Negative Media on Housing
      4. Ruhl&Ruhl Participates in 2011 Fall Parade of Homes
      5. Increasing Demand Increases Value of Farmland
      6. Short Sales: Has Their Time Finally Arrived?
    5. AUG (6)
      1. Ruhl&Ruhl Selected as a Prudential Preferred Broker
      2. Home Prices Stable in Our Markets
      3. Ruhl&Ruhl Expands to Offer Consulting, Asset Management & Multi-Family Brokerage
      4. Ruhl&Ruhl REALTORS Announces New Burlington Office
      5. It’s Time to Buy (or Refinance)
      6. More Disclosures on the Way to “Help” the Consumer
    6. JUL (5)
      1. Ruhl&Ruhl Congratulates Rock Island Arsenal for Best Overall Chapter Award
      2. Why Do People Actually Buy a Home?
      3. 5 Real Estate Headlines You’ll See in the Next Six Months
      4. Ruhl&Ruhl REALTOR Assists with the Sale of Cedar Rapids Church
      5. Top 5 Real Estate Headlines in the 1st Half of 2011
    7. JUN (9)
      1. Ruhl&Ruhl REALTORS Sponsors THE Quad City Marathon
      2. A Window of Opportunity for House Sellers
      3. Will Falling Values Lead to More Strategic Defaults?
      4. Ruhl&Ruhl REALTORS to Host FREE Career Seminar
      5. Fixed-rate Mortgages Fall to 6-Month Lows
      6. Mortgage Insurance Cancellation: The Myths and Realities
      7. How To Make An Offer that Will Be Accepted
      8. Should You Rent or Buy in this Market?
      9. Why You Need a True Professional to Sell Your Home
    8. MAY (7)
      1. Appraisals: Why You Must Now Sell Your House Twice
      2. Is a Short Sale or a Foreclosure My Best Option?
      3. 5 Reasons You Should Consider Selling Now
      4. Even the Naysayers Are Saying To Buy Now!
      5. Almost 14,000 Houses Sold Yesterday
      6. A Bull Market in Rental Housing
      7. RUHL&RUHL REALTORS Sales Professionals Earn Affinity Specialist From Cartus Broker Services
    9. APR (9)
      1. 11 Cities Where Homes Sell the Fastest – Iowa City, IA Made the List!
      2. Foreclosures: Bringing Clarity to the Confusion
      3. Ruhl&Ruhl REALTORS Sponsor of Schmooza Palooza
      4. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      5. NEWSFLASH: There Is NO Inventory!!!
      6. Fannie Mae Announces 3.5% Buyer Assistance on REO Properties
      7. Real Estate and Financing Are PERSONAL
      8. 2011 Spring Parade of Homes
      9. What is a QR code? And what does it do?
    10. MAR (10)
      1. Real Estate: GOLDen Opportunity of This Decade
      2. Iowa Farmland Increased 25.4% in Value
      3. Distressed Sales: State by State
      4. Military Homebuyer Tax Credits Still Available!
      5. 10 Reasons People Decide to Buy a Home
      6. If Prices Are Falling, Why Are the Rich Buying?
      7. Ruhl&Ruhl REALTORS Partners with Nelson Brothers Insurance
      8. 7 Tips for Short Sale Success
      9. For Buyers: The Financial Opportunity of a Lifetime?
      10. If Your Goal Is to Buy Low, Buy Now!
    11. FEB (5)
      1. First-Time Homebuyer Tax Credit Repayment
      2. Selling Your House? 5 Reasons To Do It NOW!
      3. Does It Make Sense To Buy a Home?
      4. Where Are Housing Prices Headed?
      5. Trending Up in 2011
    12. JAN (5)
      1. Housing Market in Q-C ‘bubbling’
      2. Experts on Real Estate
      3. Rental Prices Jump 11.6 Percent in 2010
      4. 3 Questions You Must Answer Before Buying a Home
      5. Do Neighborhood Watch Groups Cut Crime and Insurance Costs?
  8. 2010 (38)
    1. DEC (6)
      1. 5/1 ARM Offers Best of Price and Stability
      2. Foreclosures Decreasing: Exploring the Short Sale Option
      3. Millennium Did Not Crash the Housing Market, What a Great Decade!
      4. Real Estate a Great Investment in Our Region
      5. Myths: The Earth Is Flat and Newspapers Sell Houses
      6. 5 Holiday Hosting Disasters and How to Avoid Them
    2. NOV (5)
      1. Buying a Home Now Is a No-Brainer
      2. Robson Homes Now Building at Prairie Heights in Davenport
      3. Scott County New Home Sales Grow in 2010
      4. Protect Our Property Values: Short Sales Better Than Foreclosures
      5. Should You Move or Improve?
    3. OCT (3)
      1. Best Time to Buy? Bottom of a Recession!
      2. Why wait? Davenport NOW!
      3. DIY Home Energy Audit in 6 Easy Steps
    4. SEP (6)
      1. Home Prices Up in Our Markets
      2. Best Chance to Sell Your Home the First 5 Days on the Market
      3. Understanding Real Estate Representation
      4. How to Assess the Real Cost of a Fixer-Upper
      5. Pending Home Sales on the Rise
      6. Ruhl&Ruhl REALTORS Participates in Student Hunger Drive
    5. AUG (2)
      1. Health Care Bill Includes New “Real Estate Transfer Tax”
      2. Ruhl&Ruhl REALTORS Announces New Cedar Rapids Office
    6. JUL (2)
      1. Mike Wendt Assumes Role as Ruhl&Ruhl General Sales Manager
      2. Tax Credit Deadline Extended
    7. JUN (2)
      1. Ruhl&Ruhl REALTORS Critiqued by Peers
      2. Head Shave for Hospice
    8. MAY (2)
      1. Ruhl&Ruhl to Host Military Financing Seminar
      2. Post-Tax Credit Buyers May Save Money
    9. APR (3)
      1. Ruhl&Ruhl Outsells Mel Foster Company
      2. A Strong Start to the New Year - Scott & Rock Island Counties New Construction Report
      3. North Liberty Dominates Iowa City Area New Construction
    10. MAR (2)
      1. Ruhl&Ruhl Receives Five Star Circle of Excellence Award at Cartus Broker Network International Conference
      2. Q-C's new homes market shows signs of growth
    11. FEB (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Maquoketa and DeWitt
      2. Sales Growth in 2009
    12. JAN (3)
      1. Fifth Generation Joins Ruhl&Ruhl REALTORS
      2. Q-C home sales show strength
      3. New Construction Markets Stabilizing
  9. 2009 (35)
    1. DEC (3)
      1. New Construction Coming Back to Life
      2. Ruhl&Ruhl REALTORS Wins Primacy Relocation Recognition
      3. Homebuyer Tax Credit FAQ
    2. NOV (4)
      1. How to score an offer
      2. Obama Signs Extended Tax Credit into Law
      3. Congress Passes Homebuyer Tax Credit
      4. Choosing an Agent
    3. OCT (7)
      1. Region’s 3rd Quarter Housing Market
      2. The New Construction Market
      3. TOP TEN REASONS TO BUY A NEW HOME NOW!
      4. Thinking of a Career in Real Estate? Think Ruhl&Ruhl!
      5. Mobile Applications link buyers, agents
      6. Everything You Need To Know About the First Time Home Buyer $8,000 Tax Credit
      7. September Brings a Continued Real Estate Upswing in our Markets
    4. SEP (6)
      1. Finding or Selling Your Home while using Social Media
      2. Ruhl&Ruhl REALTORS Celebrates Grand Opening of New Muscatine Office
      3. MobileRuhl
      4. 1862 Mortgage
      5. Plan your own Open House Tour!
      6. RuhlHomes.com: Totally New Website with New look, Improved Function
    5. JUL (1)
      1. Mobile Ruhl: Search Listings on Your Cell Phone
    6. JUN (3)
      1. Federal tax credit continues to draw new home buyers
      2. Davenport, IA Passes Tax-Rebate Program: Davenport NOW
      3. Ruhl&Ruhl REALTORS Announces New Office in Muscatine
    7. MAY (3)
      1. Q-C housing sales rebound
      2. Quad City Home Sales Bright Spot in Country
      3. RuhlHomes.com Website Visits, April 2008 to April 2009
    8. APR (5)
      1. Iowa Finance Authority: Military Service Member Homeownership Assistance
      2. REOHome Program from Iowa Finance Authority
      3. The Real Estate Market Is Back!
      4. Ruhl&Ruhl 100th Largest Broker in Country
      5. Ruhl&Ruhl agents had the best week since July 2007!
    9. MAR (2)
      1. 2009 - First Time Homebuyer Tax Credit - FAQ's
      2. 1862 Mortgage - Finding a loan officer thats right for you.
    10. JAN (1)
      1. Ruhl&Ruhl Celebrates Market Share Gains
  10. 2008 (2)
    1. DEC (2)
      1. Builders Respond to Changing Market
      2. 1862 Mortgage


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Ruhl&Ruhl Realtors
5403 Victoria Avenue,
Suite 100,
Davenport, IA 52807
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Licensed in IA, IL and WI